uFun uToken MLM Review

uFun's uToken promises to be the Future Digital Exchange Network of the Internet...but how is it as a business opportunity in 2015? Read our Expert UFUN Review.

uFun uToken Review (Quality Digital Currency Opportunity?)

UFUN’s uToken Review

UFUN International has created a new digital currency. This digital currency aims to be the world’s first to be backed up by a bank reserve.

Over the past few years, we’ve witnessed the rise of Bitcoin, Dogecoin, Litecoin, and countless other virtual currencies. Each of these currencies is trying to get a slice of the billion-dollar virtual currency market.

How does uToken work? And is it actually any different from Bitcoin and other currencies? Should you invest money in it?

Today, in our uToken review, we’re going to explain exactly how UFUN’s new uToken virtual currency works.

What is uToken?

utoken reviewuToken is a virtual currency created by UFUN.

UFUN – alternatively called Team UFUN International or UFUN Group – was created in 2014 with the goal of being the world’s largest e-commerce platform.

uToken is one part of that: UFUN created uToken as a self-sustaining global currency. The currency also has a lucrative commission structure – like a 10% administration fee for each transaction – which ensures its network gets rewarded handsomely for selling uToken packages.

How Does uToken Work?

Here’s a broad overview of the features and functions of uToken.

-uTokens can be traded at www.utokens.com and www.ubartertrade.com

-They can be transferred directly from person to person

-They can be directly bartered to pay for any good or service, like flights, hotels, food, or rent

– uToken can be used all over the world and on any different device, including desktop PCs, laptops, tablets, and smartphones

UFUN claims that its uTokens can be used as a medium of exchange for any good or service. It also claims that it can be used as an investment opportunity. If you look up the definition of currency, you’ll see words like “medium of exchange” and “holder of wealth”, so uToken is just solidifying the idea that it’s a legitimate, usable currency.

Is uToken Actually Backed By a Bank Reserve?

uToken claims to have one huge advantage over other virtual currencies: it’s backed by a bank reserve. Now, let’s clarify what that bank reserve is and how it works.

uTokens are issued by a company called uToken Reserve Limited. This private bank is managed by an “independent international board of members consisting of bankers and managers from around the world.”

One of the goals of uToken Reserve Limited is to grow its reserve ratio through “prudent management.” Specifically, uToken Reserve Limited claims to operate at a 22% reserve ratio. Every uToken around the world has 22% of its value backed by real liquid wealth – at least, according to UFUN.

To put that number in perspective, most modern countries have a reserve ratio or capital requirement between 1% and 5%, so uToken’s reserve ratio would be considered fairly high.

UFUN also claims that uToken Reserve Limited complies with the BASEL standards for international banking as outlined here.

In any case, the money generated from uToken is placed in a fiduciary account. That amount is insured by a company called Grade A Insurance Company.

Where Can You Use uTokens?

uToken claims to be usable all over the world to buy different goods and services. In reality, there are only a small number of places you can actually use uToken.

First, UFUN has set up a website called www.ubartertrade.com. This website lets uToken members connect with one another and barter uTokens for goods and services.

Second, UFUN claims that it’s currently trying to improve regulatory framework around the world in order to get uToken accepted at different retailers, stores, and websites. At this point, however, you can only use uToken at official UFUN websites like www.ubarterandtrade.com

How to Buy uToken

One of the odd things about uToken is that you cannot purchase uTokens directly from UFUN or the official uToken website.

Instead, you need to purchase uTokens from an official uToken member. These members sell uTokens in different packages. You can find packages ranging from $500 USD to $50,000 in exchange for various shopping vouchers on the uToken store.

Packages come with different types of uToken “points”, including:

-S-Point: Shopping vouchers

-P-Point: Free products

-U-Point: uToken “multiply”

If you look around the internet, you’ll find plenty of people who are excited about selling you lots of uTokens. These people are encouraged by a generous commission structure, which we’ll explain below.

uToken Commission Structure

If you decide to sell uTokens as a business (anyone can join), then you’ll enjoy a powerful commission structure designed to reward those who have large networks or happy customers and salespeople.

uToken is based on a multilevel marketing-style commission structure, and new members can only join through existing members.

Members get 7% to 12% commission per person who joins directly beneath them. There’s also a 7% to 12% development bonus for everyone below you. The largest investors receive a global 1% sell bonus.

For those who are worried about getting paid by UFUN, the company claims that it’s based on a self-sustainable business model. UFUN claims to have invested in gold, property, retail, and entertainment, for example. UFUN has also enacted security measures like:

-UFUN takes a % of fee when a new member joins

-UFUN takes 10% commission when a member withdraws

-A 1% transfer fee is charged whenever uTokens are transferred

-30% of withdrawals are repurchased as uTokens, which means someone cannot crash the uToken market simply by withdrawing all their money

-UFUN makes commissions from all transactions in the UFUN Store and the Ubarter Trades.

In other words, the UFUN “security measures” for the business involve charging numerous fees along the way. These fees keep the business afloat and, in theory, keep the currency stable.

UFUN also claims that the value of uToken cannot fall. On its official website, UFUN says:

“The value of UTOKEN cannot fall, it will always rise. Members are not allowed to sell below the counter price.”

In spite of that promise, the official uToken website seems to indicate that the value of uToken has fluctuated sharply since it was created. Check out this chart:

Ultimately, uToken claims to have made 50 millionaires in its first year of operation (2014).

Conclusion: Should You Join UFUN or Buy uTokens?

If you join the UFUN team as a network marketer, you can enjoy a generous commission structure and receive a small slice of the 10% fee charged on every uToken transaction. You will, however, have to join through an existing member, which means that UFUN is not a good choice for those who want to avoid multilevel marketing companies.

uToken is currently in its very early stages of development. It’s only accepted at two UFUN websites (utokens.com and ubartertrade.com) at this point in time, which vastly limits its usefulness as a currency.

However, that may change in the future. UFUN is actively trying to get uToken accepted at stores around the world. It’s also trying to change regulatory framework.

Bitcoin isn’t backed by any type of bank reserve or country. uToken, however, is backed by a bank which claims to maintain a 22% reserve ratio. Although that “bank” is a small private entity, it seems genuinely committed to keeping uTokens afloat.

If the virtual currency market sounds interesting to you, and you think you’d be a successful network marketer, then UFUN could be the opportunity you’ve been waiting for.


  1. albert

    I want to make money online. Show me the opportunity

    • Sham

      albert u can get news about ufun from me by email

    • sceptic

      UTOKEN = ulost

  2. Taiwo Kayode

    Give a new idea of how to make money at comfort of my home


    • Sunil

      Dear Taiwo,
      If you are looking for quick income then forget about utoken.
      Utoken are digital currency which u have to hold for 1 year atleast as like Fixed Deposit. It also has MLM business but its optional whats best part is its value will never decrease as our strong team is watching that no one should violate value policy.

    • Nadine

      We ALL earn ! Passive OR Passive & Active . The STANDOUT opp for ALL in 2015! Contact me ASAP for Any help for you & yours . Value increase Rapid . Always here for you & yours ! Love & Gratitude , xox

  3. Tul

    I have seen many investment in business In the past year similar like UFUN.
    And they all clasped after few year. I am quit interest on UFUN but still can’t make decision. Is UFUN is true and stable?

    • Haris Sayyed

      Hi i am a current member of UTOKEN

      • Henry N. Bardales

        Can you help me on who can I open an utoken account?
        I am very interesting on obtain an account in utoken.


    • lucy


      I can understand your comprehension, why dont you just join with a smallest package and try, it it is a scam you only lose $500 but if it is not a scam, you are already in the run

      if you want more info :

    • Lucy Ng

      Tul, Yes UFUN is a very stable company & within the next few moths we can see more happening. UFun is going to be Hugh and our 500,000 members over 90 countries are all happily make Hugh income monthly.

    • Nadine

      This is The Best Ever Experienced ! dedicated to 3 from 2008-today . this the Only one I share , as Only one able to earn immediately. Plz watch (37min) Presentation on above site , used Only to share business opp.Contact me ASAP for Any help . Value increase Rapid & I’m here for you & yours Always , xox

  4. ivan bey

    i live in the USA i cant wait to be part of UFUN & PURCHASE UTOKEN

    • Nadine

      watch 9(37min) presentation on above site , used Only to share business opp.contact me ASAP , as value increase Raid! I have many referrals in USA . In fact also my home. Look fwd to help you & yours to succeed ! Always here for Any help needed. Do Not Sit on The Fence with this ! sooner in , max profit ! Here for you & yours ! , xox

  5. Hari Nepal

    how we can join to this plans.

    • Thapa

      join with FB – Lato Magar, I m here to help you!

    • lucy

      Hi Hari,

      hope someone has already helped you, if not, free to contact me at

      • Grisana

        I need to know more about how to join ufun and compensation plan.

        Thank you
        G Grawzo

      • Innova

        What a lot of rubbish! I have not seen anything that can only go up but never fall. This will only happen if it is a pyramid scheme! However, it will collapse eventually when insufficient members are recruited. According to Murphy’s law, what goes up must come down. We shall see its collapse SOON!

    • Nadine

      watch (37min) Presentation on site used Only to share business opp.Contact me ASAP , as I work to help you & yours to succeed ! Value increase Rapid . Sooner in , max profit! I’m here to help you & yours , xox

    • Nanda

      In NEPAL, maybe we are dedicated team in Nepal of UFUN members just you can direct contact me and join our dedicated team.

  6. Loretta Batia

    More information on Utoken please

    • Jigs Castro

      Email me mam i will explain everything to you and how you can start right away 🙂

    • Jigs Castro

      Email me now ill explain everything 🙂

    • jigs


      the opportunity is here,don’t wait the utoken will rise very fast.
      now almost 60plus country hurry up buddy.

  7. Haris Sayyed

    Hi i am a current member of UTOKEN, you can get in touch with me on skype

  8. Chris

    I joined Ufun 3 months ago, after much recearch as I originally thought it was some kind of Ponzi/pyramid scheme.
    I would highly recommend any interested persons to look at the websites.
    I invested 1000 usd into ufun and have seen pleasant growth, over 11% last month alone.
    No bank or other investment opportunities offer this kind of growth.
    I even went to Bangkok Thailand, to see the Ufun tower with my own eyes.
    This is most definitely not a Ponzi/pyramid scheme.

    • mukti g

      Yes you are right Chris, let’s join our team to be a financial freedom forever. Guy, just e-mail me with your name, e-mail add and contact number and I am there to assist you.

    • me

      how do we know that you’re not part of them?

    • Lisamarie

      I am curious about UToken and have seen the video already. Can you call me and chat with me about UToken please. Thank you.

    • Nadine

      awesome Chris , happy to be in UFun/UToken with =U=

  9. Gustav

    I would like to make money can someone show me

    • Nanda


      There are many options to earn money but for this we need table talk is the beat way. If not we can direct share plans. So for more send me your skype id in my mail then i will share to you

  10. muktig2271

    If you like to join Ufun and buy Utoken then e-mail me on above e-mail add. I am more than happy to assist you all and explain you more in details.

  11. will harris

    Hey my name is Will Harris and I’m VERY interested I’m utoken but I need someone to help me understand this a little more in English because it’s hard to understand Asians,please contact me if you’re from u.s,contact me asap,thank you!

    • lucy

      Hi Will Harris, just e-mail me here
      and I try to explain to you as much as possible
      .I am there to assist you.

    • Augustine

      Hi Will, in any kinds of investment structures, you truly need to understand the know all, partly to be safe and also knowing the way that you can multiply your income. I’m an Asian but an English teacher as well as a trainer.

  12. Nem Thapa

    UFUN International will rock the whole world soon. If you are not on board yet you better join in. Let’s make the better life for everyone.

    • sonia

      Are we going to a cashless society?
      Is utoken a mutual fund?
      Pls let me know more.thnk you

    • Abdul-Rauf Mashud

      I wish to register for utoken

      • Nanda

        Abdul-Rauf Mashud,

        You can email me your phone number or skype by mail

  13. xin

    I’m interested in can some friends tell me more? Thx.

    • Tony Teo

      Please email me so that I can show you how to increase your capital investment will
      grow to 10 times ( 1000 % ) in just merely 25 months.

    • Lucy Ng

      I have been very impressed, I have been able to build a great team and earn good money. Today the UTOKEN value went up to .174 cents 🙂 This is an amazing opportunity and the potential is still huge.

  14. Miguel Betancourt

    Great information been shared on this page about UFUN. I was privately invited by a fellow marketer and have been very impressed, I have been able to build a team and earn money as I go. Today the UTOKEN value went up to .17 cents 🙂 This is an amazing opportunity and I encourage everyone that is interested to contact the person that referred you to =U=. There is a lot of great videos about UFUN that are updated daily.

  15. Tony Teo

    So far Utoken is my best investment tool that i involved in investment for these 30 years. It will grow our capital investment to 10 times ( 1000 % ) in just merely 2 years
    time that no other investment plan can come close. I will interect with you on how the
    value increase 10 times by calculation and from pass few days market movement.

  16. Mizat

    Looks great the way ufun described themselves, but where are the name of the board of directors and which bank are they holding the fund. Why the secrecy?

  17. Albert

    Show me the money, not tokens

  18. Albert

    Big big scam! Just use your brains!

  19. Travis Austin

    I bought a 2 star package here. I heard the packages will be going up in July 2015 and this will allow you to obtain PRE-IPO

  20. Nanda

    Dear, Prospects.

    If anybody want to be a member if UFUN and want to get some information i am here to assist for that

    • Eng Heng


      I am interested in uToken business.
      Please give me a quick rundown.



  21. Abz

    Then why are people getting arrested in thailand for unvesting in ufun. Sounds like u …. ilet your imagination take over.

  22. Abz

    Thailand news claims its a pirimid scam. And people are getting arrested for it.
    I need answers??

  23. gary

    I am curious to interest the online opportunity

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